Got severely injured in a truck accident? If a commercial truck was to blame for your accident, you have the right to sue the trucking firm’s insurance company for compensation for your pain and suffering, lost wages, and medical expenses. Note that an insurance adjuster will likely call you soon after the trucking firm reports the collision to its insurance provider, who will dispatch investigators to the scene to gather evidence. Get the help of a truck accident lawyer to deal with the insurance company.
Dealing with insurance companies:
Every move the insurance company makes and everything its adjusters say is done to not pay you. For the purpose of undervaluing or rejecting your insurance claim, the investigators on the scene are searching for any crumb of information that could indicate you were either entirely or in part to blame for the accident that occurred. So trust us when we tell you that what you don’t say when speaking with an insurance company adjuster, lawyer, or other agent is probably more significant than what you do. To put it simply, your claim will be more secure if you say less.
Here are some things you shouldn’t do:
Do not give a statement:
Believe us, the insurance adjuster is skilled at twisting everything that you say against you. So, even a small slip-up, or one word that conflicts with the police record or something you stated before, could cast doubt on your entire claim.
Avoid signing anything:
You might be asked to sign a form granting the insurance adjuster access to your medical records. If you do, the insurer may then search through your past to uncover a pre-existing condition to demonstrate that your current injuries absolve itself of financial responsibility for your medical costs.
Taking the settlement offer:
Insurance firms have a reputation for giving hasty offers to accident victims before they are fully aware of the scope of their medical needs and costs. Such offers are almost always too low, and once you accept a settlement, you are forbidden from ever seeking additional funds, regardless of the extent of your expenses. Never accept a settlement offer without first speaking with a lawyer.
Final thoughts:
Got into a recent truck accident? Don’t do anything that’s associated with the insurance company. Hire a lawyer and they will take care of the insurance company on your behalf.
